The digital core behind Bangladesh's next generation of banking.
Softcell has spent over a decade inside Bangladesh's banks, delivering the systems customers never see but always rely on. We've now paired that experience with Tuum, a cloud-native, API-first core banking platform, to bring a genuinely modern digital core to market — configured, integrated and supported by a team already fluent in local regulation, security and operations.
Global platform. Local delivery.
Tuum brings the technology: a modular, cloud-native core built without legacy debt. Softcell brings the part that's harder to buy off the shelf — a Dhaka-based team that already knows how UCB, HSBC and Bangladesh's public banks run, procure and audit their technology.
The core banking platform
Tuum is a cloud-native, API-first core banking platform built on a microservices architecture. Its modules cover core accounts, payments, lending, cards and Islamic banking, and connect independently — so a bank can modernise one product line at a time instead of committing to a single, high-risk core replacement.
- Core banking — accounts, deposits, real-time transaction processing
- Payments — orchestration across rails and channels
- Lending — origination through collections
- Cards & Islamic banking suite
The delivery partner
Softcell configures, integrates and supports the platform inside the customer's actual environment: connecting it to existing core, channel, payment and regulatory-reporting systems; migrating and reconciling data; hardening it to Bangladesh Bank and internal audit expectations; and training and supporting the operations team long after go-live.
This is the same discipline behind our existing banking engagements — E-KYC and digital onboarding for UCB and One Bank, security bond management for HSBC, and customised core modules for Agrani Bank and Janata Bank.
A full digital core engagement, not just a licence.
Six areas we take responsibility for end to end, drawn directly from what banking core tenders in Bangladesh actually require.
Digital core & account platform
Onboarding, CIF, CASA/deposit, loans and GL, configured on Tuum's modular core, including Islamic banking variants.
Payment orchestration & integration
API gateway and middleware connecting the core to existing channels, payment rails and third-party systems.
Security, access & compliance
ISO 27001:2022-certified delivery, RBAC/MFA/maker-checker controls and SIEM-ready audit logging.
Data centre & infrastructure
DC/DR architecture, network design and sizing, on-premise or across AWS and Google Cloud.
Custom banking modules
Trade finance automation, loan origination & recovery, FATCA/ISS reporting, Sanchaypatra and deposit management.
Local delivery & support
A Dhaka-based implementation and support team, on site for training, go-live and AMC/ATS support.
Five phases, one accountable delivery team.
The same structure we scope every core banking engagement against, from solution design through to a stable, live production system.
Mobilisation & solution design
Project kick-off, detailed project plan and a solution design signed off before any build begins.
Environment & licence readiness
Software delivered, entitlements verified and a non-production environment stood up and ready.
Configuration & integration
Core configuration, integrations to existing systems, and system integration testing.
UAT & security review
User acceptance testing, security review, training and operational readiness sign-off.
Go-live & stabilisation
Production deployment, reconciliation, and a stabilisation period before final acceptance.
Work already inside Bangladesh's banking sector.
A sample of the banking and financial services engagements Softcell has delivered to date.
